Friday, December 14, 2018
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6 creative ways to save for your Catalonia vacation

We have dedicated a lot of our time painting a picture of Catalunya as your ideal travel destination and we believe if you are yet to get the Catalan experience, then it’s definitely something you plan to do this year or in the coming year. We have therefore decided to share with you some tips on how you can save up for your Catalan vacation. This will definitely help you get to enjoy this dream vacation much sooner than you think.

Here we go!

Open an account to specifically save for your vacation

Saving requires plenty of discipline and one of the ways to guarantee that you remain financially discipline is having an account specifically dedicated for your vacation. The idea is to reduce the probability of you mixing up your vacation savings with your other routine expenditure. You should also make it a point to come up with a target amount as well as a savings plan so that you can know how much money you need to save, and the frequency of saving to enable you get to your goal. Never under any circumstances withdraw money from this account unless it is for an expense directly related to your vacation.

Cut down on your monthly expenses

Getting to go on vacation means that you may have to sacrifice a few luxuries here and there. It will be important to evaluate your monthly expenditure to find out which luxuries you and your family can live without for a brief period of time and channel the savings from this cut back to your vacation account. Learn to separate household needs from wants and be sure not to interfere with your family needs. One way of saving will be doing bulk shopping, carpooling, producing vegetables in your backyard as opposed to buying and many more. It just requires an active and deliberate effort from your part.

Get a side hustle

To enjoy your vacation, a few sacrifices will have to be made and this could include sacrificing on your time to do a side hustle to earn you extra income. This is because, income from one job may often not be enough to cater for your daily household expenditure and still allow you to save something towards your vacation. Always try to pick a side hustle that will not be too strenuous on you to a point that it affects your actual job. It’s also important that if you have a family, they understand the purpose of you picking up the extra shifts so that it doesn’t appear as though you are denying them their family time. Try to figure out a formula that works best to suits everyone’s needs.

Cut down on your major expenses

There are certain major expenses you may incur on a monthly basis such utility bills, credit card repayments, mortgage repayments, and a few others. If you want to get to enjoy a dream vacation, it will be important for you to set up deliberate cost cutting measures to enable you reduce of these expenses. Being able to successfully cut down will ensure you have some extra cash that you can direct to your vacation account. For instance, you can cut down on impulse purchasing decisions to reduce your credit card debts, cut down on unnecessary usage of your electricity and other utilities to cut down on your bills and many more other measures.

Have a few yard sales

Our homes have valuable treasures that we never really get to notice because many people are hoarders in nature. We will keep things that we barely use not knowing that they can actually fetch us a tidy sum of money. As you are working towards saving for your vacation, go through your stuff, from clothes, to shoes, to furniture identifying things you haven’t used for quite some time. Put them up on sale and send the cash you make to your vacation account.

Take advantage of credit card promotions

The positive side of a credit card is that credit card companies as well as banks will often have promotions that are tied to credit card usage for specific services. These may include accumulating travel miles which you can then redeem at the time of your vacation for a free flight or a lower ticket price.

These things sound easy enough but they will require dedication from you. At the end of the day, think about your end goal and let it be the fuel that drives you.

We would love to hear your suggestions on how you have saved or intend to save for your vacations.

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